Capital Access Program (CAP)

With CAP loans, the lender will originate, underwrite, and service loans. The lender will also submit required enrollment and claims forms to the state, and obtain assurances of eligibility from each borrower. To participate, the lender must submit the Master Agreement below to the Illinois Department of Commerce. 
  • Pre-Application Forms – Lenders, please complete and submit these forms so that the Department of Commerce can quickly work with you to enroll your institution in the Advantage Illinois program.
  • CAP Lender Sample Agreement – Lenders, this is a sample of what will become the ultimate agreement between the Department of Commerce and your institution. The Pre-Application Form will allow us to generate your Agreement for signature. 
  • CAP Bankers Guide 

Participation Loan Program (PLP)

With any of the PLP loans, the financial institution identifies potential opportunities for state participation. To participate, the lender must submit Master Agreement below to the Department of Commerce.