Skip Ribbon Commands
Skip to main content

Accountability. Efficiency. Service.

2016 Rates

Annuitants and retirees who have over 20 years of service, as well as survivors whose annuity is based on the death of an employee who had 20 years or more of creditable service, receive their healthcare premium-free through the State. This premium-free coverage includes health, prescription and EyeMed vision coverage. All members are required to pay a premium for dental and dependent coverage. 

Annuitants and survivors with less than 20 years of service are required to pay 5% of the cost of coverage for every year less than 20 years*. See the chart below for those rates.

Dependent Rates for State Retirees, Annuitants and Survivors for 2016
  Coventry Advantra HMO, Health Alliance MAPD HMO
or Humana HMO 

UnitedHealthcare PPO
   One Dependent
 Two or More Dependents
 One Dependent
Two or More Dependents
Dependent Rate
 $89.91  $126.00  $110.00  $155.00

 Retiree Health Plan Monthly Contribution for Retirees with Less than 20 Years of Service for 2016
 Years of Service
 Member's Responsibility -
Percentage of Cost
Coventry Advantra, Health Alliance MAPD and Humana HMOs
UnitedHealthcare PPO
 0 100%
$186.06 $240.54
 1  95%  $176.75  $228.51
 2  90%  $167.45  $216.48
 3  85%  $158.15  $204.45
 4  80%  $148.84  $192.43
 5  75%  $139.54  $180.40
 6  70%  $130.24  $168.37
 7  65%  $120.93  $156.35
 8  60%  $111.63  $144.32
 9  55%  $102.33  $132.29
 10  50%  $93.03  $120.27
 11  45%  $83.72  $108.24
 12  40%  $74.42  $96.21
 13  35%  $65.12  $84.18
 14  30%  $55.81  $72.16
 15  25%  $46.51  $60.13
 16  20%  $37.21  $48.10
 17  15%  $27.90  $36.08
 18  10%  $18.60  $24.05
 19  5%  $9.30  $12.02
 20  0%  $0.00  $0.00

* Member Types Exempt from 5% per year Premium

The 5% rates in the chart above do not apply to the following members: U of I federal retirees, SURS retirees who elected a lower pension in exchange for free insurance, annuitants and survivors of vested retired judges and general assembly members, SURS and SERS members who retired prior to 1/1/1998, TRS members who retired prior to 7/1/1999, and vested regional superintendents who retired under TRS on or after 7/1/1998.


Updated 10/02/2015