Table of Contents


    Can I be required by company policy to accept direct deposit of my paycheck?

    No. An employer must pay each of its employees his/her wages in a form that s/he may readily convert into cash (without the need of a personal bank account), unless an employee volunteers to be paid by direct deposit in an account at a bank or financial institution of his/her choice. 820 ILCS 115/4 and 56 Ill. Adm. Code 300.600.

    Does my employer have to provide a paystub?

    Yes, the law mandates that each employee shall be furnished with an itemized statement of deductions for each pay period. 820 ILCS 115/10.

    Is it legal to pay in cash?

    Yes. The law allows wages or final compensation to be paid in lawful money of the United States (which includes cash) or by check, redeemable upon demand and without discount at a bank or other financial institution, or by deposit of funds in an account in a bank or other financial institution designated by the employee. 820 ILCS 115/4.

    Can an employer require direct deposit?

    You may agree to be paid by direct deposit of funds into an account in a bank or other financial institution, which you designate. Your employer may not designate a particular financial institution, bank, savings bank, savings and loan or currency exchange for the exclusive payment or deposit of a check for wages. The employer may not make a payment by means which subjects an employee to a fee for the receipt of funds.

    If I believe I have not been properly paid or the employer made an improper deduction, what can I do?

    You may file a claim with the Illinois Department of Labor by completing a claim form which can be found on the Department's web site or you may prosecute your own claim in the Circuit Court of Illinois. If you elect to submit a claim form to the Department, the Department will commence an investigation into your claim. Acceptance by the Department of your claim does not mean the Department has found merit in your claim.​

    Is it a violation of the Wage Payment and Collection Act to offer an employee the choice of payment of wages through a payroll card or direct deposit without the option of a check?​

    Yes, as an employee must be offered the choice of payment by a check.